I'm dealing with a situation and need some guidance.
foreclosure after modification denied. I've been dealing with this for about 8 weeks now and the situation isn't improving.
Am I overthinking this or is this a real legal issue worth pursuing?
You could try handling it yourself but honestly a lawyer speeds things up 10x honestly.
NAL, but from what I've read, you should send a written demand. But honestly you should verify this with someone who knows your state's laws.
If you can swing it, a consultation is probably your best next move here.
Fwiw have you tried reaching out to your state's attorney general? They sometimes have free resources or mediation services lol.
I've dealt with this before.
A lot of people mess up by is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.