Members-only forum — Email to join

Illegal Lockout by Landlord — foreclosure after modification denied

Started by help_me_seller_advice · Mar 21, 2025 · 2,351 views · 20 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
HM
help_me_seller_advice OP

I've been trying to resolve this on my own but I'm stuck.

foreclosure after modification denied. I've been dealing with this for about 10 weeks now and the situation isn't improving.

I have been renting for 2 years. My monthly rent is $2,231. We are on a month-to-month now.

What's the typical outcome in situations like this?

TL
Mod_TermsLaw Moderator

I've handled similar cases. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have the implied warranty of habitability years for this type of claim.

You should consult with a local attorney who handles these cases. Many offer free initial consultations.

NH
need_help_creator_TX

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

ES
eComm_Seller_2022

Not a lawyer, but I have direct experience with this.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

VA
VCAnalyst_SF

Been there. Here's what I learned.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

RE
RemoteWorker_EU

I've dealt with this before.

The biggest mistake people make in this situation is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

TR
TruckerRights_OH

I've dealt with this before.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

EA
EstatePlanner_AZ

I went through almost the exact same thing.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.

CC
confused_contractor_WA

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

NC
newbie_creator_WA

NAL, but from what I've read, you should check your state's specific laws. That said, definitely get a lawyer to look at the specifics.

IG
InsuranceGuy_FL

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

TH
throwaway_homeowner_NY

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

HM
help_me_trader_advice

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

AW
anon_worker_NC

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

RE
RemoteWorker_EU

I've dealt with this before.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

FT
first_time_seller_MA

Have you tried reaching out to your state's attorney general? They sometimes have free resources or mediation services.

NH
need_help_driver_NC

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

VA
VCAnalyst_SF

I went through almost the exact same thing.

What worked for me was hiring an attorney to send the initial letter. It took 2-4 months but was worth it.

NR
NurseUnion_Rep

I've seen this play out several times in my field.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

NH
need_help_freelancer_TX

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

AF
asking_for_friend_buyer_help

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

Want to participate in this discussion?

Email owner@terms.law to request access