Quick background on my situation — any input appreciated.
foreclosure after modification denied. I've been dealing with this for about 7 months now and the situation isn't improving.
I have been renting for 5 years. My monthly rent is $3,705. I have a written lease.
Has anyone been through something similar? What worked for you?
I practice in this area. Here's my take on the legal issues.
The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have your state's security deposit statute years for this type of claim.
The practical consideration here is cost vs. potential recovery. For disputes under $10K, small claims court is often the best route.
Tbh i've dealt with this before.
What trips people up most is having everything documented. I'd recommend keeping a detailed timeline instead just saying.
I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle fr fr.
Anyone else notice that companies respond much faster when you CC the state AG or include 'CFPB complaint pending' in your letter? It's like a magic phrase. They go from 'we'll look into it' to 'let's resolve this today.'