Members-only forum — Email to join

Landlord Won't Fix foreclosure after modification denied — Options?

Started by desperate_freelancer_2026 · Jan 23, 2025 · 1,995 views · 20 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
DF
desperate_freelancer_2026 OP

Quick background on my situation — any input appreciated.

foreclosure after modification denied. I've been dealing with this for about 7 months now and the situation isn't improving.

I have been renting for 5 years. My monthly rent is $3,705. I have a written lease.

Has anyone been through something similar? What worked for you?

NT
newbie_trader_CO

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

NH
need_help_seller_2026

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

NE
newbie_employee_NC

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

NW
newbie_worker_WA

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

CA
ConsumerAdvocate

I've dealt with this before.

What worked for me was hiring an attorney to send the initial letter. It took 2-4 months but was worth it.

RJ
RE_Attorney_James Attorney

I practice in this area. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have your state's security deposit statute years for this type of claim.

The practical consideration here is cost vs. potential recovery. For disputes under $10K, small claims court is often the best route.

AB
AgentBroker_TX

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

DD
desperate_dev_question

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

DS
DevOps_Seattle

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

AF
anon_freelancer_help

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

WI
worried_investor_question

NAL, but from what I've read, you should check your state's specific laws. That said, definitely get a lawyer to look at the specifics.

GL
GigWorker_LA

I've dealt with this before.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

SA
seeking_advice_dev_GA

NAL, but from what I've read, you should file a complaint. That said, definitely get a lawyer to look at the specifics.

TA
TenantRights_Advocate

I've dealt with this before.

What worked for me was escalating to a supervisor/manager. It took 1-3 months but was worth it.

ES
eComm_Seller_2022

I've dealt with this before.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.

WB
worried_business_owner_question

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

NH
need_help_freelancer_CA

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

FT
first_time_student_advice

NAL, but from what I've read, you should document everything. That said, definitely get a lawyer to look at the specifics.

TD
throwaway_dev_help

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

FW
frustrated_worker_OH

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

Want to participate in this discussion?

Email owner@terms.law to request access