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Insurance Claim Denial — dentist damaged nerve during procedure

Started by first_time_creator_2022 · Jan 9, 2026 · 1,127 views · 17 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
FT
first_time_creator_2022 OP

Looking for advice on a legal issue. Here's what happened.

dentist damaged nerve during procedure. I've been dealing with this for about 10 months now and the situation isn't improving.

I have already tried to resolve this directly but the other party is not cooperating.

What are the risks if I pursue this? What's the likely timeline?

TL
Mod_TermsLaw Moderator

Attorney here. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have the relevant statute years for this type of claim.

I'd recommend documenting everything in writing from this point forward. Keep copies of all communications.

VA
VCAnalyst_SF

Been there. Here's what I learned.

The biggest mistake people make in this situation is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

AF
asking_for_friend_creator_NY

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

LT
LandlordTom_TX

I went through almost the exact same thing.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

PJ
Paralegal_Jen

I've seen this play out several times in my field.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

DS
DevOps_Seattle

I went through almost the exact same thing.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

CB
confused_business_owner_2024

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

AF
asking_for_friend_student_2024

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

CM
ContractorMike_CA

I've seen this play out several times in my field.

I ended up hiring an attorney to send the initial letter, which cost about $2-4 but saved me a lot more in the long run.

RM
RestaurantOwner_Miami

I've dealt with this before.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

WF
worried_freelancer_GA

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

NR
NurseUnion_Rep

I went through almost the exact same thing.

The biggest mistake people make in this situation is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

FT
first_time_business_owner_question

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

NH
need_help_freelancer_WA

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

DI
desperate_investor_NC

NAL, but from what I've read, you should send a written demand. That said, definitely get a lawyer to look at the specifics.

AP
anon_parent_today

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

PN
Photographer_NYC

I've seen this play out several times in my field.

What worked for me was escalating to a supervisor/manager. It took 1-3 months but was worth it.

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