Stripe Holding My Money — bank won't reverse wire transfer

Looking for advice on a legal issue. Here's what happened.

bank won't reverse wire transfer. I've been dealing with this for about 14 months now and the situation isn't improving.

The amount being held/disputed is approximately $5,094. I have tried contacting customer support 5 times with no resolution.

Am I overthinking this or is this a real legal issue worth pursuing?

Licensed attorney — a few thoughts. Here's my take on the legal issues.

There are several legal theories that could apply here. The strongest is probably the EFTA, which requires showing timely disputed.

One important thing — there are strict deadlines for filing these claims. Don't wait too long.

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

I went through almost the exact same thing.

What worked for me was having everything documented. It took 3-6 months but was worth it.

Been there. Here's what I learned.

What worked for me was hiring an attorney to send the initial letter. It took 2-4 months but was worth it.

I've seen this play out several times in my field.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

Not a lawyer, but I have direct experience with this.

I ended up escalating to a supervisor/manager, which cost about $1-3 but saved me a lot more in the long run.

I've dealt with this before.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.