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Confused about apple Pay dispute with merchant

Started by julia.w_24 · Jul 19, 2025 · 1,948 views · 7 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
JW
julia.w_24 OP

Looking for advice on a legal issue. Here's what happened.

Apple Pay dispute with merchant. I've been dealing with this for about 15 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $5,239. I have tried contacting their legal department 3 times with no resolution.

Has anyone been through something similar? What worked for you?

SA
stressed_and_confused_20

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

CA
confused_af_rn_27

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

AM
allison.m_2

My buddy went through something identical.

The #1 mistake I see here is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

BB
broke_but_hopeful_4

I went through almost the exact same thing.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

AM
allison.m_2

Not a lawyer, but I have direct experience with this.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

TC
TaxPro_CPA_14

I've dealt with this before.

In my case, it took about 4-8 months to resolve. The key was filing with the appropriate government agency.

PN
pls_no_judge_22

NAL, but from what I've read, you should send a written demand. Of course the details matter a lot here.