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PSA: Apple Pay dispute with merchant

Started by daveP_19 · Jan 16, 2026 · 692 views · 5 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
DA
daveP_19 OP

Has anyone dealt with something like this? I'm not sure what my options are.

Apple Pay dispute with merchant. I've been dealing with this for about 12 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $23,233. I have tried contacting customer support 8 times with no resolution.

What are the risks if I pursue this? What's the likely timeline?

SP
someone_please_help_28

Following this thread — Commenting so I can find this later. Very relevant to my situation.

RT
redirect_this_20

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long ngl.

NH
new_here_be_gentle_17

NAL, but from what I've read, you should file a complaint. Your mileage may vary depending on the specifics.

TL
Sergei_Mod Moderator

I've handled similar cases. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have state consumer protection laws years for this type of claim.

I'd recommend documenting everything in writing from this point forward. Keep copies of all communications.

NH
new_here_be_gentle_20

If you can swing it, a consultation is probably your best next move here.