Members-only forum — Email to join

Debt Collection Dispute — Stripe holding $15K for 90 days

Started by desperate_worker_2022 · Dec 3, 2025 · 827 views · 10 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
DW
desperate_worker_2022 OP

Quick background on my situation — any input appreciated.

Stripe holding $15K for 90 days. I've been dealing with this for about 14 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $11,178. I have tried contacting customer support 10 times with no resolution.

What's the typical outcome in situations like this?

LT
LandlordTom_TX

Not a lawyer, but I have direct experience with this.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

ES
eComm_Seller_2022

I've seen this play out several times in my field.

What worked for me was having everything documented. It took 3-6 months but was worth it.

TL
Mod_TermsLaw Moderator

Attorney here. Here's my take on the legal issues.

The legal framework here involves both federal and state law. At the federal level, the EFTA. Your state may provide additional protections.

You should consult with a local attorney who handles these cases. Many offer free initial consultations.

HM
help_me_business_owner_GA

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

MA
MusicProducer_ATL

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

FT
first_time_parent_MA

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

NR
NurseUnion_Rep

Not a lawyer, but I have direct experience with this.

In my case, it took about 2-4 months to resolve. The key was hiring an attorney to send the initial letter.

CA
ConsumerAdvocate

I've dealt with this before.

I ended up escalating to a supervisor/manager, which cost about $1-3 but saved me a lot more in the long run.

FT
first_time_employee_question

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

WT
worried_tenant_2023

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

Want to participate in this discussion?

Email owner@terms.law to request access