Debt Collection Dispute — Square terminated my account

Has anyone dealt with something like this? I'm not sure what my options are.

Square terminated my account. I've been dealing with this for about 14 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $10,636. I have tried contacting their legal department 5 times with no resolution.

Am I overthinking this or is this a real legal issue worth pursuing?

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

I practice in this area. Here's my take on the legal issues.

The legal framework here involves both federal and state law. At the federal level, the EFTA. Your state may provide additional protections.

One important thing — there are strict deadlines for filing these claims. Don't wait too long.

Not a lawyer, but I have direct experience with this.

In my case, it took about 2-4 months to resolve. The key was hiring an attorney to send the initial letter.

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.