Debt Collection Dispute — merchant account terminated without explanation

Has anyone dealt with something like this? I'm not sure what my options are.

merchant account terminated without explanation. I've been dealing with this for about 16 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $36,387. I have tried contacting customer support 6 times with no resolution.

Am I overthinking this or is this a real legal issue worth pursuing?

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

Licensed attorney — a few thoughts. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have state consumer protection laws years for this type of claim.

One important thing — there are strict deadlines for filing these claims. Don't wait too long.