Debt Collection Dispute — bank won't reverse wire transfer

I'm in a difficult situation and trying to figure out my next steps.

bank won't reverse wire transfer. I've been dealing with this for about 13 months now and the situation isn't improving.

The amount being held/disputed is approximately $48,121. I have tried contacting customer support 4 times with no resolution.

Do I have a strong case? What should my next steps be?

Been there. Here's what I learned.

In my case, it took about 2-4 months to resolve. The key was hiring an attorney to send the initial letter.

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

Been there. Here's what I learned.

What worked for me was hiring an attorney to send the initial letter. It took 2-4 months but was worth it.

I specialize in this area of law. Here's my take on the legal issues.

This is a common situation and the law is fairly clear. Under Regulation E, an unauthorized electronic fund transfer.

The practical consideration here is cost vs. potential recovery. For disputes under $10K, small claims court is often the best route.