Debt Collection Dispute: Apple Pay dispute with merchant

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Illustrative scenario prepared by my practice.
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
Hypothetical question

On mobile so apologies for formatting. Quick background on my situation — any input appreciated.

Apple Pay dispute with merchant. I've been dealing with this for about 6 months now and the situation isn't improving.

The amount being held/disputed is approximately $2,885. I have tried contacting customer support 9 times with no resolution.

What's the typical outcome in situations like this?

Illustrative response

Important to note: statutes of limitations vary by state. In California it's generally 4 years for written contracts and 2 years for oral contracts. Don't wait too long to take action or you might be time-barred fr fr.