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Advice needed on payPal limited my account permanently

Started by cant_afford_a_lawyer_17 · Aug 20, 2025 · 769 views · 9 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
CA
cant_afford_a_lawyer_17 OP

Quick background on my situation — any input appreciated.

PayPal limited my account permanently. I've been dealing with this for about 7 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $15,640. I have tried contacting their legal department 9 times with no resolution.

Has anyone been through something similar? What worked for you?

TC
TaxPro_CPA_14

Yep, this is textbook.

The magic words were "let me speak to your supervisor"/manager. It took 1-3 months but was worth it.

TL
Forum_Admin Moderator

I've handled similar cases. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have the EFTA years for this type of claim.

Before taking legal action, consider sending a formal demand letter. In many cases, this alone resolves the issue ngl.

DT
desperate_times_etc_10

I went through almost the exact same thing.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

PB
plea_bargain_bob_2

Every time I see a post like this...

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

DA
daveP_22

Not a lawyer, but I have direct experience with this.

The trap most people fall into is having everything documented. I'd recommend keeping a detailed timeline instead.

BW
brandon.w_3

I went through almost the exact same thing.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

JU
justmyopinion_5

I've dealt with this before.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

LB
legally_bland_10

I've dealt with this before.

The #1 mistake I see here is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

BH
billable_hours_27

Have you tried reaching out to your state's consumer protection office? They sometimes have free resources or mediation services.