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Crypto Exchange Dispute — PayPal limited my account permanently

Started by asking_for_friend_dev_GA · Dec 16, 2025 · 769 views · 15 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
AF
asking_for_friend_dev_GA OP

Quick background on my situation — any input appreciated.

PayPal limited my account permanently. I've been dealing with this for about 7 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $15,640. I have tried contacting their legal department 9 times with no resolution.

Has anyone been through something similar? What worked for you?

TH
throwaway_homeowner_NC

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

TF
throwaway_freelancer_advice

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

TA
TenantRights_Advocate

I've seen this play out several times in my field.

What worked for me was escalating to a supervisor/manager. It took 1-3 months but was worth it.

CF
confused_freelancer_NY

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

SB
SmallBizOwner_NYC

I've dealt with this before.

What worked for me was having everything documented. It took 3-6 months but was worth it.

TL
Mod_TermsLaw Moderator

I've handled similar cases. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have the EFTA years for this type of claim.

Before taking legal action, consider sending a formal demand letter. In many cases, this alone resolves the issue.

PN
Photographer_NYC

I went through almost the exact same thing.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

CM
ContractorMike_CA

I've seen this play out several times in my field.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

ES
eComm_Seller_2022

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.

NS
newbie_student_CA

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

WT
worried_tenant_GA

NAL, but from what I've read, you should document everything. That said, definitely get a lawyer to look at the specifics.

DN
DataPrivacy_Nerd

I went through almost the exact same thing.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

FK
FreelancerKate

I've dealt with this before.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

PB
PatentAgent_Boston

I've dealt with this before.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

JC
just_curious_parent_OH

Have you tried reaching out to your state's consumer protection office? They sometimes have free resources or mediation services.

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