Quick background on my situation — any input appreciated.
PayPal limited my account permanently. I've been dealing with this for about 7 weeks now and the situation isn't improving.
The amount being held/disputed is approximately $15,640. I have tried contacting their legal department 9 times with no resolution.
Has anyone been through something similar? What worked for you?
Here's my take on the legal issues.
The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have the EFTA years for this type of claim.
Before taking legal action, consider sending a formal demand letter. In many cases, this alone resolves the issue ngl.
Not a lawyer, but I have direct experience with this.
The trap most people fall into is having everything documented. I'd recommend keeping a detailed timeline instead.
I've dealt with this before.
The #1 mistake I see here is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.
Have you tried reaching out to your state's consumer protection office? They sometimes have free resources or mediation services.