Members-only forum — Email to join

CPA/Accountant Liability — surprise medical bill after insurance

Started by just_curious_freelancer_2026 · Nov 11, 2024 · 2,355 views · 15 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
JC
just_curious_freelancer_2026 OP

Has anyone dealt with something like this? I'm not sure what my options are.

surprise medical bill after insurance. I've been dealing with this for about 7 months now and the situation isn't improving.

I have already consulted briefly with a lawyer but the other party is not cooperating.

What are the risks if I pursue this? What's the likely timeline?

TL
Mod_TermsLaw Moderator

I specialize in this area of law. Here's my take on the legal issues.

The legal framework here involves both federal and state law. At the federal level, the relevant statute. Your state may provide additional protections.

One important thing — there are strict deadlines for filing these claims. Don't wait too long.

GL
GigWorker_LA

Been there. Here's what I learned.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

SA
seeking_advice_parent_WA

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

IG
InsuranceGuy_FL

I've seen this play out several times in my field.

What worked for me was having everything documented. It took 3-6 months but was worth it.

NL
NursePractitioner_LA

I went through almost the exact same thing.

In my case, it took about 4-8 months to resolve. The key was filing with the appropriate government agency.

FB
frustrated_buyer_2026

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

CT
CryptoTrader_2023

Not a lawyer, but I have direct experience with this.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

FK
FreelancerKate

I've dealt with this before.

The biggest mistake people make in this situation is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

FT
frustrated_trader_2022

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

CA
CorpCounsel_Amy

Been there. Here's what I learned.

The biggest mistake people make in this situation is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

AC
anon_contractor_MA

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

HC
HRManager_Chicago

I've seen this play out several times in my field.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.

CT
CryptoTrader_2023

Not a lawyer, but I have direct experience with this.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

HC
HRManager_Chicago

I went through almost the exact same thing.

What worked for me was hiring an attorney to send the initial letter. It took 2-4 months but was worth it.

JC
just_curious_driver_question

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

Want to participate in this discussion?

Email owner@terms.law to request access