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Contractor Dispute — surprise medical bill after insurance

Started by help_me_business_owner_2023 · Feb 3, 2026 · 721 views · 9 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
HM
help_me_business_owner_2023 OP

I'm dealing with a situation and need some guidance.

surprise medical bill after insurance. I've been dealing with this for about 6 weeks now and the situation isn't improving.

I have already consulted briefly with a lawyer but got conflicting advice.

Should I hire a lawyer for this or try to handle it myself?

WS
worried_student_advice

Have you tried reaching out to your state's legal aid society? They sometimes have free resources or mediation services.

DD
desperate_driver_CA

Have you tried reaching out to your state's legal aid society? They sometimes have free resources or mediation services.

TL
Mod_TermsLaw Moderator

I've handled similar cases. Here's my take on the legal issues.

The key question is whether the applicable statute of limitations has run. Depending on your jurisdiction, you typically have the relevant statute years for this type of claim.

Before taking legal action, consider sending a formal demand letter. In many cases, this alone resolves the issue.

JC
just_curious_employee_2025

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

AH
anon_homeowner_CO

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

FK
FreelancerKate

Been there. Here's what I learned.

What worked for me was escalating to a supervisor/manager. It took 1-3 months but was worth it.

AB
AgentBroker_TX

Been there. Here's what I learned.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

CC
confused_creator_CA

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

RL
RetiredLawyer_FL

I went through almost the exact same thing.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

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