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Contractor Dispute — insurance company denying valid claim

Started by desperate_employee_TX · Apr 25, 2024 · 1,997 views · 11 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
DE
desperate_employee_TX OP

Quick background on my situation — any input appreciated.

insurance company denying valid claim. I've been dealing with this for about 9 weeks now and the situation isn't improving.

I have already consulted briefly with a lawyer but did not get a clear answer.

What's the typical outcome in situations like this?

TT
throwaway_tenant_legal

Have you tried reaching out to your state's consumer protection office? They sometimes have free resources or mediation services.

WW
worried_worker_CO

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

HM
help_me_freelancer_today

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

FB
frustrated_buyer_GA

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

AB
AgentBroker_TX

I've seen this play out several times in my field.

What worked for me was having everything documented. It took 3-6 months but was worth it.

NB
newbie_buyer_2026

NAL, but from what I've read, you should check your state's specific laws. That said, definitely get a lawyer to look at the specifics.

TL
Mod_TermsLaw Moderator

I practice in this area. Here's my take on the legal issues.

This is a common situation and the law is fairly clear. Under the relevant statute, actionable.

You should consult with a local attorney who handles these cases. Many offer free initial consultations.

IG
InsuranceGuy_FL

I've dealt with this before.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

DS
DevOps_Seattle

Not a lawyer, but I have direct experience with this.

In my case, it took about 4-8 months to resolve. The key was filing with the appropriate government agency.

PB
PatentAgent_Boston

Not a lawyer, but I have direct experience with this.

I ended up escalating to a supervisor/manager, which cost about $1-3 but saved me a lot more in the long run.

FB
frustrated_business_owner_FL

NAL, but from what I've read, you should check your state's specific laws. That said, definitely get a lawyer to look at the specifics.

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