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Attorney Fee Dispute — insurance company denying valid claim

Started by newbie_driver_NY · Jan 28, 2026 · 1,244 views · 16 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
ND
newbie_driver_NY OP

Has anyone dealt with something like this? I'm not sure what my options are.

insurance company denying valid claim. I've been dealing with this for about 13 weeks now and the situation isn't improving.

I have already done some research online but did not get a clear answer.

What are the risks if I pursue this? What's the likely timeline?

AF
asking_for_friend_employee_WA

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

RM
RestaurantOwner_Miami

Been there. Here's what I learned.

What worked for me was having everything documented. It took 3-6 months but was worth it.

TL
Mod_TermsLaw Moderator

Licensed attorney — a few thoughts. Here's my take on the legal issues.

There are several legal theories that could apply here. The strongest is probably the relevant statute, which requires showing actionable.

Before taking legal action, consider sending a formal demand letter. In many cases, this alone resolves the issue.

JC
just_curious_contractor_IL

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

HM
help_me_creator_help

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

RE
RemoteWorker_EU

Been there. Here's what I learned.

I ended up hiring an attorney to send the initial letter, which cost about $2-4 but saved me a lot more in the long run.

FT
first_time_student_2025

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

SM
SeniorDevMike_PDX

I've dealt with this before.

The biggest mistake people make in this situation is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

HM
help_me_renter_MA

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

PB
PatentAgent_Boston

I've dealt with this before.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

TB
throwaway_buyer_2022

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

RM
RestaurantOwner_Miami

Been there. Here's what I learned.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

LT
LandlordTom_TX

I've dealt with this before.

What worked for me was escalating to a supervisor/manager. It took 1-3 months but was worth it.

JC
just_curious_student_today

NAL, but from what I've read, you should file a complaint. That said, definitely get a lawyer to look at the specifics.

LT
LandlordTom_TX

I went through almost the exact same thing.

In my case, it took about 2-4 months to resolve. The key was hiring an attorney to send the initial letter.

RL
RetiredLawyer_FL

Been there. Here's what I learned.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

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