insurance company denying valid claim — am I screwed?

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Illustrative scenario prepared by my practice.
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
Hypothetical question

Quick background on my situation — any input appreciated.

insurance company denying valid claim. I've been dealing with this for about 4 weeks now and the situation isn't improving.

I have already done some research online but the other party is not cooperating.

What are the risks if I pursue this? What's the likely timeline?

Illustrative response

The statute of limitations varies by state and contract type. Check yours.