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What Is an Angel Investor Agreement?

An angel investor agreement formalizes the terms under which an individual investor provides early-stage capital to a startup in exchange for equity ownership. Unlike venture capital term sheets, angel agreements are typically simpler but still cover critical provisions: valuation, equity percentage, vesting schedules, anti-dilution protection, board representation, and investor rights such as information rights, tag-along, and drag-along clauses.

Key Terms in This Generator

Pre-Money Valuation determines your company's worth before the investment. Combined with the investment amount, it sets the equity percentage the investor receives. Anti-dilution protection (weighted average or full ratchet) protects the investor's ownership percentage if the company later raises at a lower valuation. Liquidation preference determines how proceeds are distributed in an exit event — participating preferred gets both their investment back plus a pro-rata share of remaining proceeds.

When to Use This Template

This generator is designed for pre-seed and seed stage startups raising $25K–$500K from individual angel investors. It produces a comprehensive investment agreement covering equity purchase terms, investor protections, and governance rights. For larger rounds or institutional investors, consider a full Series Seed or Series A term sheet instead.

This generator provides legal templates for informational purposes only and does not constitute legal advice. © 2026 Terms.Law