Identity protection services promise peace of mind, but their terms often include significant monitoring limitations, insurance exclusions, and recovery service restrictions. Understanding what's actually covered is essential before subscribing.
Identity theft protection services have expanded from simple credit monitoring to comprehensive identity protection suites. However, the fine print often reveals that "million dollar insurance" has significant exclusions, monitoring can't catch everything, and recovery services may be limited. Understanding these limitations helps set realistic expectations.
Norton's identity protection brand. Well-known but faced FTC action for deceptive advertising. Insurance has significant exclusions.
All-in-one digital security platform. Family plans available. Clearer terms than competitors but still has monitoring gaps.
AI-powered identity monitoring by Aura. IBM Watson integration. Complex pricing tiers with varying coverage levels.
TransUnion's identity protection service. Direct bureau access but limited compared to standalone services.