Fetch Rewards scans all receipts—not just those with qualifying offers—to build comprehensive purchase profiles. This data is explicitly monetized through sales to consumer brands. The points-based system provides variable value, and terms heavily protect Fetch's rights to modify or terminate rewards.
Every receipt submitted captures your complete purchase history regardless of whether items qualify for rewards. Fetch builds detailed consumer profiles from all shopping data.
Fetch explicitly monetizes purchase data by selling insights to consumer goods brands. Your shopping behavior becomes a product sold to companies wanting to understand and influence consumer choices.
Points have no guaranteed cash value and redemption rates can change. The value of your accumulated points may decrease over time as redemption thresholds increase.
Fetch can terminate accounts and forfeit points at discretion. Suspected misuse, duplicate accounts, or policy violations can result in loss of all accumulated rewards.
All disputes require individual arbitration with class action waivers. You cannot collectively pursue claims against Fetch with other users.
Unlike offer-specific apps, Fetch gives some points for every receipt regardless of what you purchased, providing baseline value.
Email receipt scanning provides convenience and captures online purchases automatically.