Dosh's card-linked model requires direct access to your bank and credit card transactions. While this automates cashback, it grants Dosh visibility into your complete spending history. Terms provide few guarantees about reward availability and broad rights to terminate accounts.
Linking cards grants Dosh access to view all transactions on connected accounts—not just purchases at partner merchants. Your complete spending patterns become visible to Dosh and their partners.
Cashback rates and merchant availability can change without notice. Offers you expect may disappear, and rates may decrease between when you shop and when cashback posts.
Cashback only works at participating merchants, and the network is smaller than receipt-based apps. Many common retailers are not included, limiting actual earning opportunities.
Dosh can terminate accounts and forfeit balances for suspected violations. What constitutes a violation is broadly defined, giving Dosh significant discretion.
All disputes require binding arbitration with class action waivers. No collective legal action is permitted against Dosh.
No receipt scanning or offer activation required—cashback posts automatically when you shop at participating merchants.
$25 minimum for PayPal withdrawal is relatively accessible compared to some competitors.