Mint is free, but owned by Intuit (TurboTax, QuickBooks, Credit Karma). The service is monetized through financial product recommendations and data insights. Mint has been merged with Credit Karma, meaning expanded data sharing across Intuit's financial services ecosystem. The "free" model comes with significant tradeoffs.
Mint's free model is supported by showing you credit cards, loans, and financial products based on your financial data. Your spending patterns power these recommendations.
Mint has been merged with Credit Karma, creating a unified view of your finances, credit, and banking. Data flows freely between these services.
As an Intuit product, your data may be used across TurboTax, QuickBooks, and other Intuit services for marketing and product development.
Terms grant Intuit extensive rights to use your financial data for analytics, product improvement, and advertising purposes.
Disputes must go through arbitration, not courts. Class action waiver limits your legal recourse if something goes wrong.
No subscription fees make Mint accessible to users who can't afford premium budgeting apps.
Includes budgeting, bill tracking, credit monitoring, and investment tracking in one free platform.