Understanding Thai Banking as a Foreigner

Banking in Thailand presents unique challenges for foreigners. While major Thai banks do accept foreign customers, requirements vary significantly based on visa type, length of stay, and the purpose of the account. The Bank of Thailand sets foreign exchange regulations, while the Anti-Money Laundering Office (AMLO) oversees transaction monitoring and reporting requirements.

These guides cover the practical aspects of Thai banking: which banks accept foreigners and under what conditions, how to bring money into Thailand legally, and how to avoid triggering AML alerts that could freeze your account.

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Opening a Thai Bank Account as a Foreigner: Complete Guide

Bank of Thailand Regulations

The flagship guide to Thai banking for foreigners. Which banks accept non-residents, document requirements by visa type, tourist vs. long-stay accounts, online banking setup, and common rejection reasons with solutions.

Flagship Guide ~2,500 words Practical
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Sending Money to Thailand: Transfer Options and Limits

Bank of Thailand FX Regulations

How to transfer money to Thailand legally and cost-effectively. Bank transfers vs. services like Wise, Foreign Exchange Transaction (FET) form requirements for property purchases, large transfer reporting, and strategies for getting the best exchange rates.

~2,000 words FX Rules
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Thai Bank Account Frozen? AML/KYC Issues for Foreigners

Anti-Money Laundering Act B.E. 2542

Understanding why Thai bank accounts get frozen and how to resolve the issue. AMLO reporting thresholds, unusual activity triggers, KYC update requirements, and prevention strategies to keep your account active.

Critical Warning ~1,800 words AML Act
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Getting a Thai Driver's License as a Foreigner

Land Transport Department

Step-by-step process for obtaining a Thai driver's license. Required documents, medical certificate, tests (color blindness, reaction, written, driving), and renewal procedures.

Practical Guide ~1,500 words
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Health Insurance Requirements for Expats

O-A / O-X Visa Requirements

Understanding mandatory health insurance for retirement visas, recommended coverage levels, approved insurance providers, and how the requirement affects visa renewals.

Visa Requirement ~1,600 words Practical

Related: Tax Implications of Transfers

Money transferred to Thailand may have tax implications under the 2024 remittance taxation changes. If you are a Thai tax resident (183+ days per calendar year), income remitted to Thailand may be taxable. See our Thai Legal Hub for tax guides when available, and consult a tax professional for your specific situation.