28
Grade D

Mercari Privacy Policy

General Resale Marketplace | Last reviewed: January 2026

Overview

Mercari, a Japanese company operating in the US, collects extensive identity and financial data. Sellers must complete identity verification to withdraw funds, providing government ID and Social Security numbers. As a publicly traded Japanese company, data is subject to both US and Japanese data protection frameworks, with cross-border data transfers to Mercari's headquarters.

Data Collection Summary

Data Type Collected Shared Sold
Full name, email, phone Yes Yes No
Government ID (sellers) Yes Verification No
Social Security Number Yes Tax/IRS No
Payment and banking info Yes Partners No
Shipping addresses Yes Yes No
Device and browsing data Yes Yes Unclear
Transaction history Yes Japan HQ No

Key Privacy Findings

Government ID Required for Sellers

To withdraw earnings, sellers must submit government-issued ID and often SSN. This sensitive data is retained and processed through third-party identity verification services.

Cross-Border Data Transfers to Japan

As a Japanese company, Mercari transfers user data to its Japan headquarters. Japanese privacy laws differ from US standards, and data may be subject to different protections.

Third-Party Verification Services

Identity verification is performed by third parties like Stripe Identity, meaning your government ID is shared with multiple companies in the verification chain.

Balance and Payment Tracking

Mercari maintains detailed records of your balance, transactions, and payout requests. Inactivity fees mean they monitor account activity continuously.

Address Book Access

The app requests access to your contact list to help "find friends," collecting data about your personal relationships and social network.

Positive Aspects

Clear Data Categories

Mercari's privacy policy clearly categorizes what data is collected and why, making it easier to understand their practices compared to vaguer policies.

Data Deletion Process

Users can request account deletion and data removal, though some information may be retained for legal compliance (tax records, fraud prevention).