12
Grade F

Mint Privacy Policy

Free Budgeting Platform | Last reviewed: January 2026

Overview

Mint is owned by Intuit, the company behind TurboTax, QuickBooks, and Credit Karma. Your financial data doesn't just stay in Mint—it flows across Intuit's entire ecosystem. The free model means you are the product: your spending patterns power targeted financial product recommendations and advertising. The Credit Karma merger has further expanded data sharing.

Data Collection Summary

Data Type Collected Shared Sold
Bank credentials Yes Aggregators No
Complete transaction history Yes Intuit Ecosystem Unclear
Income and employment Yes Credit Karma Unclear
Credit scores and reports Yes Partners Marketing
Spending patterns Yes Advertisers Ad Targeting
Device and location Yes Yes Unclear

Key Privacy Findings

Intuit Ecosystem Data Sharing

Your Mint data flows to TurboTax, QuickBooks, Credit Karma, and other Intuit products. Financial data gathered in one place powers features and marketing across the entire ecosystem.

Credit Karma Integration

Mint has been merged with Credit Karma, combining budgeting data with credit reports and scores. This creates comprehensive financial profiles used for product targeting.

Financial Product Advertising

The free model is supported by showing you credit cards, loans, and banking products based on your spending patterns. Your financial data directly powers advertising revenue.

Third-Party Data Sharing

Mint shares data with numerous partners for advertising, analytics, and product recommendations. The network of companies with access to your data is extensive.

Aggregator Credential Access

Bank connections share your credentials with Intuit's aggregation services, which maintain ongoing access to your accounts and transaction data.

Positive Aspects

Some Opt-Out Options

California residents can opt out of certain data sharing under CCPA. Marketing preferences can be adjusted in account settings.