America's strongest self-settled asset protection trust—combine maximum privacy, lawsuit insulation, and zero state income tax with Wyoming's qualified spendthrift trust framework.
Self-Settled Asset Protection: You can be both settlor and discretionary beneficiary—protected from personal creditors. Maximum Privacy: Trust administration in Wyoming; no public filing required. Flexible Control: Retain certain safe-harbor powers (veto distributions, 5% withdrawal right) while maintaining protection. Pairs with LLCs: Structure as Trust → WY Holding LLC → Asset LLCs for layered protection. International-Friendly: Clean execution options via U.S. consular notarization, local notary + apostille, or remote online notarization.
Wyoming asset protection trusts protect against future creditors, not existing claims. Typical look-back period: ~4 years from transfer for pre-existing creditors (or 1 year from discovery). Federal bankruptcy law imposes a 10-year clawback under §548(e) for transfers made with actual intent to hinder/delay/defraud. Exception creditors: child support, alimony, and pre-existing tort claimants may still reach trust assets. Only transfer assets if you are solvent and have no active/pending claims.
Wyoming was one of the first states to enact self-settled asset protection trust legislation and has continuously strengthened its statutes. No state income tax means trust income is not taxed by Wyoming (only federal tax applies for grantor trusts). Complete privacy—trusts are not filed publicly; only the trustee, beneficiaries, and their advisors know the details. Favorable case law and business-friendly courts make Wyoming the jurisdiction of choice for sophisticated asset protection.
Settlor (You) → Wyoming QST → Wyoming Holding LLC → Multiple Asset LLCs (each holding one property or business). This layered structure provides: (1) trust-level protection from personal creditors; (2) LLC-level liability shield for each property/business; (3) privacy at both trust and LLC levels; (4) clean management through trustee as LLC manager. I can help design and implement this entire structure.
The trust agreement itself does NOT protect assets—only assets that are properly transferred to the trustee with a compliant Qualified Transfer Affidavit receive statutory protection. Incomplete funding = no protection. Every transfer must be accompanied by the affidavit documenting solvency, absence of fraud, and proper disclosures.
My Funding & QTA Packet service includes: (1) Tailored Qualified Transfer Affidavit with all required statements; (2) Asset schedules and transfer checklists; (3) Assignment templates for LLC interests, corporate stock, IP, crypto, and real property; (4) Trustee receipt forms; (5) Complete funding checklist with timeline. Everything you need to properly transfer assets and establish protection. Starting at $360-$720 depending on asset complexity.
If you're located outside the U.S. when signing the trust agreement or Qualified Transfer Affidavit, you have three clean execution options that are all legally valid and accepted by Wyoming trustees, banks, and recorders. The key is choosing the right path for your location and timeline.
My International Execution Package includes: (1) Choice of consular notarization playbook, local notary + apostille instructions (jurisdiction-specific), or U.S. RON coordination; (2) Redlined acknowledgment blocks so recorders/banks accept them; (3) Country-specific guidance for your location; (4) Coordination with your notary/embassy appointment. Starting at $240-$480 depending on complexity. I've successfully guided clients through execution in Spain, UK, Germany, Australia, UAE, and many other jurisdictions.
These are complementary tools, not competing options. Most sophisticated structures use both: Trust protects you from personal creditors; LLC shields trust from business/property liabilities. Typical structure: Trust owns Wyoming Holding LLC, which owns Asset LLCs (each holding one property or business).
| Feature | Wyoming QST Trust | Wyoming LLC |
|---|---|---|
| Primary Purpose | Protect against personal creditors attacking you | Protect against liability arising from LLC business/assets |
| Shield Direction | Inside-out (creditor can't reach trust assets to satisfy claim against you) | Outside-in (creditor can't reach LLC assets to satisfy claim against member) |
| Self-Settled? | Yes (you can be beneficiary) | N/A (you can be member/manager) |
| Public Filing? | No (completely private) | Yes (Articles filed with WY Sec of State; member names private) |
| Control | Trustee discretion (you can retain limited powers) | Member/manager control (you can be sole manager) |
| Charging Order Protection | N/A (trust doesn't have "charging order" concept) | Yes (strongest in U.S., including single-member) |
| Look-Back Period | ~4 years state; 10 years bankruptcy §548(e) | No look-back (protection is immediate upon formation) |
| Estate Planning | Excellent (multi-generational; bypass probate; control from grave) | Limited (must transfer LLC interests in estate plan) |
| Tax Treatment | Grantor trust (on your 1040) or non-grantor (Form 1041) | Pass-through (Schedule C/K-1) or elect S-Corp/C-Corp |
| Annual Cost | Trustee fees (varies; $500-5,000+/year) + no WY tax | $62/year WY annual report + registered agent |
| Best For | Personal creditor protection; estate planning; holding diverse assets | Operating businesses; rental properties; liability-prone activities |
My LLC Layering Bundle service pairs Wyoming QST with Wyoming LLC structures tailored to your assets. Starting at $400 per LLC + trust formation. I handle all formation documents, operating agreements, assignments, manager appointments, and coordination. You get complete layered protection with clean documentation. Link to my Wyoming LLC guide for LLC details and pricing.
Attorney-drafted trust with personalized guidance. Transparent hourly rate: $240/hour.
Trust formation is billed hourly at $240/hour. The packages below show estimated hours for typical scenarios—"from" prices indicate starting point. Most trusts land within the estimated range. Additional hours beyond estimate are billed at the same $240/hour rate. I provide detailed time records and keep you informed if scope expands.
Complete Wyoming Qualified Spendthrift Trust tailored to your situation. Covers up to 3 attorney hours.
Core drafting + complete funding package with QTA and assignment templates. Most popular option.
Complete trust + funding + international execution support + ongoing guidance. For complex situations.
Choose your execution path:
Includes: Redlined acknowledgment blocks for international acceptance; country-specific checklists; coordination with your notary/embassy.
Note: Third-party trustee fees (annual administration) are paid by you directly to trustee; my fee covers legal coordination only.
Pair your trust with Wyoming LLC structure:
Pricing: $400-600 per LLC depending on complexity. See Wyoming LLC guide for details.
Schedule a call to discuss:
Format: Phone or Zoom. Book via Calendly or email owner@terms.law.
Billed in 15-minute increments; detailed time records provided.
I track time in 15-minute increments and provide detailed records. If your trust requires more hours than estimated (e.g., complex multi-beneficiary provisions, international tax analysis, unusual assets), I'll inform you before exceeding the estimate. Most clients find their final invoice is within or below the estimated range. No hidden fees, no upsells, no pressure.
Complete this form to get started with your Wyoming QST formation. I'll review your information and contact you within 24 hours.
After submitting this form: (1) I'll review your information within 24 hours. (2) You'll receive a detailed quote and timeline. (3) Once engaged, I begin drafting immediately. (4) You'll receive draft documents for review within timeline specified. Questions? Email owner@terms.law or book a consultation first.
Ready to establish your Wyoming Asset Protection Trust? Let's discuss your asset protection needs.
Sergei Tokmakov, Esq.
Book a 30-minute video call to discuss your Wyoming asset protection trust needs
Feel free to reach out via email at owner@terms.law or use the intake form in the "Get Started" tab. I respond to all inquiries within 24 hours during business days.