AI Policy Advocacy Letters: Congress, FTC, CFPB, and EEOC

Published: December 6, 2025 • AI, Demand Letters
How to Write Effective AI Policy Letters to Congress and Federal Agencies
How to Write Effective AI Policy Letters to Congress and Federal Agencies

Your voice matters: practical guidance for petitioning lawmakers and regulators on AI issues

Why AI Policy Letters Matter

Congress and federal agencies are actively shaping AI regulation right now. Your letter—whether about AI bias in hiring, deceptive AI marketing, algorithmic credit decisions, or AI training data—can influence legislation, enforcement priorities, and regulatory guidance.

🎯 Two Paths to AI Policy Impact
1. Congress: Legislation and Oversight

When to use: You want new laws, funding, or Congressional pressure on agencies. Examples: “Support the AI Accountability Act,” “Hold hearings on AI hiring discrimination,” “Press the FTC to enforce against deceptive AI.”

Where to send: Your Representative and both Senators via their official contact forms.

2. Federal Agencies: Enforcement and Rulemaking

When to use: You have a specific complaint about an AI system, or you want agencies to issue rules/guidance. Examples: File FTC complaint about fake AI product, submit CFPB complaint about black-box credit algorithm, comment on NTIA AI accountability proposal.

Where to send: Agency-specific portals (FTC, CFPB, EEOC, DOJ Civil Rights) or Regulations.gov for rulemaking comments.

⚖️ Key AI Regulators (Federal)
Agency AI Focus Area
FTC Deceptive AI marketing, unfair algorithmic practices, AI-driven scams and fraud
CFPB AI in credit scoring, lending algorithms, “black box” financial models
EEOC AI hiring tools, resume screening, automated interviews, employment discrimination
DOJ Civil Rights AI bias in government services, disability discrimination, civil rights violations
NIST AI Risk Management Framework, technical standards (non-enforcement)
NTIA AI accountability policy, audits, assessments, certifications
💡 Bottom Line

Whether you’re a constituent concerned about AI in your credit denial, a startup founder dealing with AI training data scraping, or a business seeing deceptive AI competitors—there’s a pathway to make your voice heard. This guide shows you how to structure your letter, who to send it to, and what to ask for.

🏛️ How Congress Offices Handle Your AI Letter

Congressional staff triage hundreds of constituent contacts daily. Your letter will be read by staff (not the Member personally), but it does matter—especially if you’re a clear constituent with a specific ask on a timely issue.

✅ What Makes an Effective AI Letter to Congress
1. You’re clearly a constituent

Start with “I’m a resident of [City, State] in your district” or “I’m your constituent in [City].”

2. Specific ask in the first paragraph

“I urge you to co-sponsor H.R. [bill number],” “Please request a hearing on AI hiring bias,” “Press the FTC to enforce against deceptive AI claims.”

3. Brief context (1-2 paragraphs)

Explain the AI issue: deepfake scams, algorithmic bias, data scraping, black-box credit denials, etc. Include personal or business impact if relevant.

4. Policy hooks

Reference the AI Bill of Rights, recent FTC/CFPB/EEOC guidance, or existing laws (FTC Act, ECOA, Title VII, ADA).

5. Keep it concise (ideally one page)

Staff can read and categorize quickly. Longer memos work better as agency comments or technical submissions.

📝 5-Part Structure for Your AI Letter
Header & Address Block
The Honorable [First Last]
United States Senate [or House of Representatives]
Washington, DC 20510 [or 20515]

Dear Senator [Last Name] [or Representative [Last Name]]:
Opening Paragraph: Who You Are + What You Want

“I am a [constituent / small business owner / startup founder] in [City, State]. I’m writing to ask you to [support Bill X / introduce legislation / press Agency Y to act] regarding [specific AI issue].”

Context Paragraph: Why This AI Issue Matters

Brief description of the problem: AI-driven hiring discrimination, black-box credit scoring, scraping proprietary data for training, deepfake fraud. Include personal or client impact if applicable.

Legal/Policy Hooks Paragraph

Reference:

  • Blueprint for an AI Bill of Rights (safe systems, algorithmic discrimination protections, data privacy, notice/explanation, human alternatives)
  • 2023 AI Executive Order (AI bias, civil rights, safety, federal agency responsibilities)
  • FTC/CFPB/EEOC/DOJ joint statements on bias and discrimination in automated systems
  • Relevant statutes: FTC Act (unfair/deceptive), ECOA (fair lending), Title VII/ADA (employment), etc.
Closing Paragraph: Clear Ask + Follow-Up

“I urge you to [specific action]. Please let me know how you plan to address this issue. Thank you for your consideration.”

💡 Pro Tip: Specific Asks That Work
  • “Co-sponsor H.R. [number] / S. [number]”
  • “Request oversight hearings on AI hiring bias”
  • “Urge the FTC to increase enforcement against deceptive AI marketing”
  • “Support funding for NIST and NTIA AI accountability work”
  • “Send a letter to [Agency] requesting guidance on [specific AI issue]”
🏢 Two Types of Agency Letters

Federal agencies handle AI issues through (1) enforcement/complaints and (2) rulemaking/policy comments. Your approach depends on which channel you’re using.

🚨 Type 1: Complaints (Enforcement)
When to File a Complaint
  • An AI system harmed you or your business (credit denial, hiring discrimination, scam)
  • A company is using AI in a deceptive or unfair way
  • You have specific facts, dates, and parties
Structure of an AI Complaint Letter
1. Who You Are

Name, location, how the AI system affected you (applicant, customer, user, competitor).

2. The Facts

What happened, when, which company, which AI tool/system. Be specific: “Company X’s automated credit system denied my application on [date]. The adverse action notice cited ‘proprietary algorithm’ with no meaningful explanation.”

3. Legal Theory

Why this violates the law:

  • FTC: Unfair or deceptive practice (fake AI capabilities, hidden AI use)
  • CFPB: ECOA violation (no specific adverse action reasons despite complex algorithm)
  • EEOC: Title VII / ADA disparate impact (AI hiring tool screens out protected class)
  • DOJ: Civil rights violation (government AI system discriminates)
4. Requested Action

“I request that [agency] investigate this practice and take appropriate enforcement action.”

📢 Type 2: Policy Comments (Rulemaking)
When to Submit a Policy Comment
  • Agency proposes a new AI rule or guidance (published in Federal Register)
  • Agency requests public input on AI policy (RFC / Request for Comment)
  • You have technical expertise or industry experience relevant to AI regulation
Structure of an Effective AI Policy Comment
1. Your Expertise & Stake

“I’m a [SaaS founder / corporate counsel / AI researcher] with experience in [AI credit models / hiring tech / data privacy]. This proposed rule affects [my business / my clients / the industry].”

2. Specific Sections You’re Addressing

Reference page numbers, section numbers, or docket items. “I comment on Section 3.2 (AI audit requirements) and Section 4.1 (transparency obligations).”

3. Substantive Analysis

Your technical, legal, or practical feedback. Provide evidence, examples, and alternatives. “The proposed audit standard is unworkable for startups because [reasons]. A better approach would be [suggestion].”

4. Proposed Language (if applicable)

For rulemaking, you can suggest alternative wording: “Replace §X.Y with: ‘[draft language]’ to better balance innovation and accountability.”

📍 Where Policy Comments Go

Most federal AI rulemaking comments are submitted via Regulations.gov. Find the docket by keyword (“AI,” “NTIA AI accountability,” “CFPB algorithmic credit”), then click “Comment” to upload your letter or paste text. Comments typically become public record.

📬 Complete Contact Directory: Congress & AI Regulators

Where to actually send your AI policy letter or complaint—official portals, email addresses, and submission forms.

🏛️ Congress
Find Your Representative (House)

Use the official directory to find your Rep by ZIP code, then access their contact form:

Find Your Representative →

Find Your Senators (Senate)

Directory with links to all Senators’ contact forms and phone numbers:

Find and Contact Your Senators →

🏢 Federal Agencies (AI Enforcement & Policy)
FTC – Consumer Protection & AI Scams

Best for: Deceptive AI marketing, AI-driven fraud, unfair use of consumer data in AI systems, deepfake scams

Where to file:

ReportFraud.ftc.gov →

Online complaint portal for fraud, scams, and unfair business practices. Select category that fits, then explain AI-related harm.

CFPB – AI in Credit & Financial Products

Best for: AI-driven credit denials, algorithmic scoring, “black box” lending models, fintech/neobank automated decisions

Where to file:

CFPB Complaint Portal →

Phone: (855) 411-2372 | TTY/TDD: (855) 729-2372

Mention that the decision is based on automated/AI models; CFPB expects creditors to give specific reasons even for complex algorithms.

EEOC – AI Hiring & Employment Discrimination

Best for: AI resume screening, automated video interview scoring, hiring/promotion algorithms that may discriminate

Where to file:

EEOC Public Portal →

Submit online inquiry → schedule interview → EEOC drafts Charge of Discrimination if appropriate. Explain clearly that decision was made by or heavily reliant on automated tools.

DOJ Civil Rights Division – Government AI & Civil Rights

Best for: AI used by government that violates civil rights, algorithmic bias in justice/education/housing, disability discrimination by automated systems

Where to file:

Report a Civil Rights Violation →

Use if AI is being used by a government entity or in a context implicating federal civil rights laws.

NIST – AI Standards & Risk Management (Non-Enforcement)

Best for: Technical or policy feedback on AI Risk Management Framework, AI standards development

Where to send:

Email: AIframework@nist.gov

For policy/standards feedback, not consumer complaints. NIST publishes AI RMF and technical guidance.

NTIA – AI Accountability & Policy

Best for: Policy comments on AI accountability, audits, assessments, certifications

Where to send:

Email: press@ntia.gov | NTIA Contact Page →

For formal rulemaking/RFCs, use Regulations.gov docket instead.

Regulations.gov – Formal Rulemaking Comments

Best for: Submitting formal comments on proposed AI rules, RFIs, RFCs, and other federal dockets

Where to submit:

Regulations.gov →

Search by keyword (e.g., “AI,” “NTIA AI accountability”), find relevant docket, click “Comment” to submit text or PDF. Comments typically become publicly visible.

📄 AI Issue Templates & Examples

Ready-to-adapt outlines for common AI policy issues. For each scenario: who to write, what to cite, and a sample structure.

1. AI in Credit & Fintech
Who to write:

CFPB, sometimes FTC; relevant Congressional committees

Legal hooks:

ECOA, UDAAP, fair lending guidance on AI/ML, adverse action notice requirements for complex algorithms

Sample outline:
  • “Company X denied my credit application using a ‘proprietary AI model’ with no specific reasons.”
  • “ECOA requires creditors to provide specific reasons, even for complex algorithms. CFPB has clarified this applies to ML models.”
  • “I request investigation into whether Company X’s AI credit system violates ECOA adverse action disclosure requirements.”
2. AI in Hiring & HR Tech
Who to write:

EEOC, DOJ Civil Rights, relevant Congressional committees

Legal hooks:

Title VII, ADA, ADEA; EEOC technical assistance and DOJ guidance on AI and disability discrimination

Sample outline:
  • “Employer Y uses AI resume screening tool that appears to screen out candidates with [protected characteristic].”
  • “EEOC and DOJ have warned that AI hiring tools can create disparate impact under Title VII and ADA.”
  • “I request investigation into whether this AI tool violates federal employment discrimination laws.”
3. Deceptive AI Marketing
Who to write:

FTC, sometimes state AGs

Legal hooks:

FTC Act §5 (unfair/deceptive practices), FTC AI business blog guidance, recent enforcement actions

Sample outline:
  • “Company Z markets ‘AI-powered passive income system’ that falsely promises automated earnings.”
  • “FTC has repeatedly warned against overhyping AI capabilities and making false promises about AI products.”
  • “I request FTC investigate Company Z for deceptive AI marketing under FTC Act §5.”
4. AI Training on Proprietary Data
Who to write:

FTC, NTIA, NIST, Congressional tech/privacy committees

Legal/policy hooks:

AI Bill of Rights (data privacy, safe systems), NTIA AI accountability work, FTC privacy/UDAP authority

Sample outline (to Congress):
  • “AI companies are scraping proprietary content, code, and creative works to train models without permission or compensation.”
  • “The AI Bill of Rights emphasizes data privacy and safe systems. Current law doesn’t adequately address AI training data practices.”
  • “I urge you to support legislation requiring consent and transparency for AI training data use, consistent with NTIA AI accountability principles.”
5. Deepfakes & AI-Generated Content Harms
Who to write:

Relevant Congressional committees, FTC (deceptive practices), state AGs

Legal/policy hooks:

AI Bill of Rights (safe systems, notice/explanation), state AG enforcement on deepfakes, FTC deception authority

Sample outline:
  • “Deepfake technology is being used to create fraudulent endorsements, revenge porn, and election misinformation.”
  • “The AI Bill of Rights calls for safe and effective systems. Current federal law has gaps in addressing synthetic media harms.”
  • “I urge you to support federal legislation requiring disclosure of AI-generated content and establishing liability for deepfake fraud.”
How I Help Clients Write Effective AI Policy Letters

I draft attorney-quality petition letters to Congress and federal agencies on AI regulation issues. Whether you’re a concerned constituent, a business affected by AI practices, or a startup navigating AI compliance, I help translate your concerns into clear, legally grounded advocacy.

🔧 Services
AI Policy Letter Drafting (Congress)

I draft polished constituent letters to your Representative and Senators on AI issues—from AI hiring bias to deepfake regulation to training data practices. You review, approve, and send via their official contact forms.

Agency Complaint Letters (FTC, CFPB, EEOC, DOJ)

I draft structured complaints to federal agencies about AI-related harms: deceptive AI marketing, black-box credit algorithms, discriminatory hiring tools, civil rights violations. I frame the legal theory and requested action.

Rulemaking Comments (Regulations.gov)

For proposed AI rules or policy RFCs, I draft technical and legal comments that cite your expertise, analyze the proposal, and suggest concrete alternatives or improvements.

Multi-Recipient AI Petition Campaigns

For issues needing broader advocacy, I draft letters to multiple Members of Congress, coordinate agency complaints, and create submission plans tailored to your AI policy goals.

💼 How We Work

Initial Consultation: You describe the AI issue, who’s affected, and what outcome you want (legislation, enforcement, guidance).

Drafting: I research the relevant laws, agencies, and policy frameworks, then draft a clear, legally grounded letter with specific asks and proper citations.

Delivery: You review the draft, request any edits, then send it yourself (via Congress contact forms or agency portals) or I can send it on your behalf from my firm.

Typical clients: Individuals affected by AI systems (credit denials, hiring discrimination), businesses competing against deceptive AI marketing, startups navigating AI compliance, and organizations advocating for AI accountability.

📅 Schedule a Consultation

Use the calendar below to schedule a Zoom call. We’ll discuss your AI issue, identify the right recipients (Congress or agencies), and I’ll explain how I can help draft your petition or complaint.

Or email directly:

owner@terms.law