Release your property from a deed of trust lien after full loan satisfaction. I built this tool after handling hundreds of reconveyances in my real estate practice.
A Deed of Reconveyance is a legal document that formally releases a property from the lien created by a deed of trust after a mortgage loan has been fully paid. When you purchase real estate using financing, the lender typically secures their interest through a deed of trust involving three parties: the borrower (trustor), the lender (beneficiary), and a neutral third party (trustee). Once the loan is paid in full, the trustee executes this deed to clear the property title.
A properly recorded reconveyance serves several critical purposes:
Standard Language provides comprehensive coverage with WHEREAS recitals stating the debt has been fully paid and satisfied. This works well in most jurisdictions. California Statutory Form implements the language from California Civil Code Section 2941, which is more streamlined and specifically approved for California use. Custom Language allows you to input specific language for partial reconveyances, unique deed of trust provisions, or jurisdiction-specific requirements.
Most counties require: (1) notarization of the reconveyance before recording; (2) specific formatting including margins and space for recorder stamps; (3) an Assessor's Parcel Number (APN) for identification; and (4) exact matching of party names to the original deed of trust. In California, lenders must execute and record the reconveyance within 21 days of full satisfaction under Civil Code § 2941. Check with your county recorder for specific local requirements.
This generator is for informational purposes only and does not constitute legal advice. Real estate recording requirements vary by jurisdiction. Consult a real estate attorney to ensure your reconveyance meets all applicable requirements for your county and state.